Credit Reporting Cases Archives – The Law Offices of Andrew J. Brown

Stoff v. Wells Fargo Bank, N.A., (San Diego Superior Court), Case No. 37-2020-00020808

The Law Offices of Andrew J. Brown filed a class action complaint against Wells Fargo Bank for violations of the Consumer Credit Reporting Agencies Act and failure to comply with the CARES Act. The Complaint alleges that the CARES Act required Wells Fargo to allow current borrowers to obtain a forbearance on their mortgages without penalty, and Wells Fargo was required to continue reporting the mortgages as “current”. In violation of the CARES Act, Wells Fargo enacted a policy of designating “current” CARES Act forbearance accounts as “in forbearance.”

Bultemeyer v CenturyLink, Inc., (United States District Court, Arizona), Case No. 14-cv-02530

The Law Offices of Andrew J. Brown filed a class action complaint against CenturyLink (now called “Lumen”) alleging that CenturyLink violated the Fair Credit Reporting Act by obtaining consumers’ credit reports without their consent and without a legitimate business purpose. The lawsuit seeks to recover millions of dollars in statutory and punitive damages for consumers. If you wish to learn more about this lawsuit or similar cases, please contact us.

Law Offices of Andrew J. Brown Obtains $140 Million Jury Verdict For Consumers

Thompson Consumer Law Group and the Law Offices of Andrew J Brown announce what is believed to be the largest verdict ever obtained for consumers under the Fair Credit Reporting Act. After a 4-day trial, a federal jury awarded a class of consumers more than $140 million in damages against Lumen Inc (formerly CenturyLink, Inc.) for violating consumers’ privacy by obtaining their credit reports without a legal basis. The case was brought under the Fair Credit Reporting Act (FCRA) which protects consumers by making it illegal for companies to access a consumer’s credit report unless they have one of the stated reasons under the FCRA. In a resounding win for consumers, Lumen Inc. was ordered by the jury to pay each class member $2,500 for violating their privacy rights. “We fight every day to protect consumers, and their most personal financial and private information,” said Russell S. Thompson, IV, one